🏠The Assumable Guy

Loan Comparison: 4.5% vs 6.5%

11250 FLORENCE, Commerce City, CO 80640 · 3bd/3ba · $350,000

List Price
$350,000
Assumable Rate
4.5%
Remaining Balance
$343,260
Equity Gap
$6,739
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($6,739) is less than 5% of the purchase price ($17,500). Your down payment covers the full gap with no second mortgage required.

Down Payment
$6,739
Effective Rate
4.5%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$2,102/mo
Assumable @ 4.5%
$1,739/mo
$362less per month with the assumable

Your Savings on This Property

11250 FLORENCE, Commerce City · 4.5% FHA vs 6.5% conventional

$362
per month
$4,349
per year
$130,456
over 30 years
$141,216
interest saved
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