🏠The Assumable Guy

Loan Comparison: 5.23% vs 6.5%

7532 Frigid Air, Colorado Springs, CO 80908 · 3bd/4ba · $415,000

List Price
$415,000
Assumable Rate
5.23%
Remaining Balance
$430,794
Equity Gap
$-15,794
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($-15,794) is less than 5% of the purchase price ($20,750). Your down payment covers the full gap with no second mortgage required.

Down Payment
$-15,794
Effective Rate
5.23%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$2,492/mo
Assumable @ 5.23%
$2,374/mo
$118less per month with the assumable

Your Savings on This Property

7532 Frigid Air, Colorado Springs · 5.23% FHA vs 6.5% conventional

$118
per month
$1,421
per year
$42,625
over 30 years
$79,169
interest saved
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