🏠The Assumable Guy

Loan Comparison: 5.41% vs 6.5%

660 Elbert, Denver, CO 80221 · 3bd/2ba · $450,000

List Price
$450,000
Assumable Rate
5.41%
Remaining Balance
$442,353
Equity Gap
$5,782
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($5,782) is less than 5% of the purchase price ($22,500). Your down payment covers the full gap with no second mortgage required.

Down Payment
$5,782
Effective Rate
5.41%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$2,702/mo
Assumable @ 5.41%
$2,487/mo
$215less per month with the assumable

Your Savings on This Property

660 Elbert, Denver · 5.41% FHA vs 6.5% conventional

$215
per month
$2,585
per year
$77,537
over 30 years
$92,390
interest saved
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