🏠The Assumable Guy

Loan Comparison: 3.125% vs 6.5%

532 Shady Crest, Colorado Springs, CO 80916 · 2bd/3ba · $237,000

List Price
$237,000
Assumable Rate
3.125%
Remaining Balance
$229,659
Equity Gap
$7,291
Loan Type
VA

No Secondary Financing Needed

The equity gap on this property ($7,291) is less than 5% of the purchase price ($11,850). Your down payment covers the full gap with no second mortgage required.

Down Payment
$7,291
Effective Rate
3.125%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$1,423/mo
Assumable @ 3.125%
$984/mo
$439less per month with the assumable

Your Savings on This Property

532 Shady Crest, Colorado Springs · 3.125% VA vs 6.5% conventional

$439
per month
$5,272
per year
$158,147
over 30 years
$162,656
interest saved
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