🏠The Assumable Guy

Loan Comparison: 4.99% vs 6.5%

7427 159th, Thornton, CO 80602 · 5bd/3ba · $639,900

List Price
$639,900
Assumable Rate
4.99%
Remaining Balance
$616,200
Equity Gap
$19,958
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($19,958) is less than 5% of the purchase price ($31,995). Your down payment covers the full gap with no second mortgage required.

Down Payment
$19,958
Effective Rate
4.99%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$3,842/mo
Assumable @ 4.99%
$3,304/mo
$538less per month with the assumable

Your Savings on This Property

7427 159th, Thornton · 4.99% FHA vs 6.5% conventional

$538
per month
$6,459
per year
$193,768
over 30 years
$202,063
interest saved
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