🏠The Assumable Guy

Loan Comparison: 3.45% vs 6.5%

300 Wheatberry, Brighton, CO 80601 · 3bd/3ba · $512,000

List Price
$512,000
Assumable Rate
3.45%
Remaining Balance
$496,452
Equity Gap
$15,547
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($15,547) is less than 5% of the purchase price ($25,600). Your down payment covers the full gap with no second mortgage required.

Down Payment
$15,547
Effective Rate
3.45%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$3,074/mo
Assumable @ 3.45%
$2,215/mo
$859less per month with the assumable

Your Savings on This Property

300 Wheatberry, Brighton · 3.45% FHA vs 6.5% conventional

$859
per month
$10,307
per year
$309,211
over 30 years
$319,263
interest saved
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