🏠The Assumable Guy

Loan Comparison: 5.23% vs 6.5%

7275 Josh Byers, Fountain, CO 80817 · 3bd/2ba · $409,900

List Price
$409,900
Assumable Rate
5.23%
Remaining Balance
$391,626
Equity Gap
$18,273
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($18,273) is less than 5% of the purchase price ($20,495). Your down payment covers the full gap with no second mortgage required.

Down Payment
$18,273
Effective Rate
5.23%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$2,461/mo
Assumable @ 5.23%
$2,158/mo
$304less per month with the assumable

Your Savings on This Property

7275 Josh Byers, Fountain · 5.23% FHA vs 6.5% conventional

$304
per month
$3,643
per year
$109,289
over 30 years
$111,510
interest saved
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