🏠The Assumable Guy

Loan Comparison: 4.17% vs 6.5%

20927 Kelly, Denver, CO 80249 · 3bd/2ba · $395,000

List Price
$395,000
Assumable Rate
4.17%
Remaining Balance
$433,176
Equity Gap
$-38,176
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($-38,176) is less than 5% of the purchase price ($19,750). Your down payment covers the full gap with no second mortgage required.

Down Payment
$-38,176
Effective Rate
4.17%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$2,372/mo
Assumable @ 4.17%
$2,111/mo
$261less per month with the assumable

Your Savings on This Property

20927 Kelly, Denver · 4.17% FHA vs 6.5% conventional

$261
per month
$3,133
per year
$93,999
over 30 years
$151,925
interest saved
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