Loan Comparison: 2.76% vs 6.5%
6273 Marshall, Littleton, CO 80123 · 4bd/3ba · $700,000
List Price
$700,000
Assumable Rate
2.76%
Remaining Balance
$562,483
Equity Gap
$136,263
Loan Type
VAAdjust Your Scenario
$35,000
$35,000$136,263
8.50%
5%10%
Second mortgage rate on the equity gap
Conventional Rate: 6.5% (30yr fixed)
Assumable Rate: 2.76% (VA)
Blended Rate: 3.64%
Monthly Payment Comparison
New Conventional @ 6.5%
$4,203/moAssumable @ 2.76% + gap loan
$3,078/moAssumed loan: $2,299/mo
Gap financing: $779/mo
$1,125less per month with the assumable
Your Savings on This Property
6273 Marshall, Littleton · 2.76% VA vs 6.5% conventional
$1,125
per month
$13,504
per year
$405,130
over 30 years
$403,876
interest saved
How gap financing works: The equity gap ($136,263) is the difference between the home price and the remaining loan balance. You cover this with a down payment ($35,000, 5% of purchase price) and a second mortgage for the rest ($101,263 at 8.5%). Even with two payments, the blended cost is typically much lower than a new conventional loan. We work with lenders who specialize in assumption gap financing.
🏠
Back to This Listing
View photos, details, and request a showing for 6273 Marshall.
View Listing Details📈
Interested in This Home?
Get full loan details and schedule a showing. Free, no obligation.