Loan Comparison: 2.79% vs 6.5%
10586 Wildhurst, Highlands Ranch, CO 80126 · 3bd/3ba · $599,900
List Price
$599,900
Assumable Rate
2.79%
Remaining Balance
$516,154
Equity Gap
$79,115
Loan Type
FHAAdjust Your Scenario
$29,995
$29,995$79,115
8.50%
5%10%
Second mortgage rate on the equity gap
Conventional Rate: 6.5% (30yr fixed)
Assumable Rate: 2.79% (FHA)
Blended Rate: 3.29%
Monthly Payment Comparison
New Conventional @ 6.5%
$3,602/moAssumable @ 2.79% + gap loan
$2,496/moAssumed loan: $2,118/mo
Gap financing: $378/mo
$1,106less per month with the assumable
Your Savings on This Property
10586 Wildhurst, Highlands Ranch · 2.79% FHA vs 6.5% conventional
$1,106
per month
$13,277
per year
$398,301
over 30 years
$393,670
interest saved
How gap financing works: The equity gap ($79,115) is the difference between the home price and the remaining loan balance. You cover this with a down payment ($29,995, 5% of purchase price) and a second mortgage for the rest ($49,120 at 8.5%). Even with two payments, the blended cost is typically much lower than a new conventional loan. We work with lenders who specialize in assumption gap financing.
🏠
Back to This Listing
View photos, details, and request a showing for 10586 Wildhurst.
View Listing Details📈
Interested in This Home?
Get full loan details and schedule a showing. Free, no obligation.