🏠The Assumable Guy

Loan Comparison: 5.22% vs 6.5%

818 Terry, Longmont, CO 80501 · 3bd/3ba · $419,900

List Price
$419,900
Assumable Rate
5.22%
Remaining Balance
$405,419
Equity Gap
$13,309
Loan Type
VA

No Secondary Financing Needed

The equity gap on this property ($13,309) is less than 5% of the purchase price ($20,995). Your down payment covers the full gap with no second mortgage required.

Down Payment
$13,309
Effective Rate
5.22%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$2,521/mo
Assumable @ 5.22%
$2,231/mo
$290less per month with the assumable

Your Savings on This Property

818 Terry, Longmont · 5.22% VA vs 6.5% conventional

$290
per month
$3,482
per year
$104,450
over 30 years
$110,964
interest saved
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