🏠The Assumable Guy

Loan Comparison: 4.98% vs 6.5%

1541 Rose Quartz, Colorado Springs, CO 80908 · 3bd/3ba · $409,900

List Price
$409,900
Assumable Rate
4.98%
Remaining Balance
$435,011
Equity Gap
$-25,111
Loan Type
VA

No Secondary Financing Needed

The equity gap on this property ($-25,111) is less than 5% of the purchase price ($20,495). Your down payment covers the full gap with no second mortgage required.

Down Payment
$-25,111
Effective Rate
4.98%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$2,461/mo
Assumable @ 4.98%
$2,330/mo
$131less per month with the assumable

Your Savings on This Property

1541 Rose Quartz, Colorado Springs · 4.98% VA vs 6.5% conventional

$131
per month
$1,577
per year
$47,299
over 30 years
$92,905
interest saved
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