🏠The Assumable Guy

Loan Comparison: 3.07% vs 6.5%

54 Minden, Colorado Springs, CO 80906 · 4bd/3ba · $400,000

List Price
$400,000
Assumable Rate
3.07%
Remaining Balance
$382,067
Equity Gap
$16,320
Loan Type
VA

No Secondary Financing Needed

The equity gap on this property ($16,320) is less than 5% of the purchase price ($20,000). Your down payment covers the full gap with no second mortgage required.

Down Payment
$16,320
Effective Rate
3.07%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$2,402/mo
Assumable @ 3.07%
$1,625/mo
$777less per month with the assumable

Your Savings on This Property

54 Minden, Colorado Springs · 3.07% VA vs 6.5% conventional

$777
per month
$9,319
per year
$279,572
over 30 years
$281,639
interest saved
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