Loan Comparison: 2.89% vs 6.5%
11434 Roxbury, Littleton, CO 80127 · 4bd/4ba · $798,000
List Price
$798,000
Assumable Rate
2.89%
Remaining Balance
$545,000
Equity Gap
$315,539
Loan Type
VAAdjust Your Scenario
$39,900
$39,900$315,539
8.50%
5%10%
Second mortgage rate on the equity gap
Conventional Rate: 6.5% (30yr fixed)
Assumable Rate: 2.89% (VA)
Blended Rate: 4.77%
Monthly Payment Comparison
New Conventional @ 6.5%
$4,792/moAssumable @ 2.89% + gap loan
$4,385/moAssumed loan: $2,266/mo
Gap financing: $2,119/mo
$407less per month with the assumable
Your Savings on This Property
11434 Roxbury, Littleton · 2.89% VA vs 6.5% conventional
$407
per month
$4,881
per year
$146,429
over 30 years
$208,968
interest saved
How gap financing works: The equity gap ($315,539) is the difference between the home price and the remaining loan balance. You cover this with a down payment ($39,900, 5% of purchase price) and a second mortgage for the rest ($275,639 at 8.5%). Even with two payments, the blended cost is typically much lower than a new conventional loan. We work with lenders who specialize in assumption gap financing.
🏠
Back to This Listing
View photos, details, and request a showing for 11434 Roxbury.
View Listing Details📈
Interested in This Home?
Get full loan details and schedule a showing. Free, no obligation.