🏠The Assumable Guy

Loan Comparison: 5.22% vs 6.5%

11357 Esperanza, Fountain, CO 80817 · 4bd/3ba · $555,000

List Price
$555,000
Assumable Rate
5.22%
Remaining Balance
$531,926
Equity Gap
$23,074
Loan Type
VA

No Secondary Financing Needed

The equity gap on this property ($23,074) is less than 5% of the purchase price ($27,750). Your down payment covers the full gap with no second mortgage required.

Down Payment
$23,074
Effective Rate
5.22%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$3,333/mo
Assumable @ 5.22%
$2,927/mo
$405less per month with the assumable

Your Savings on This Property

11357 Esperanza, Fountain · 5.22% VA vs 6.5% conventional

$405
per month
$4,862
per year
$145,850
over 30 years
$150,526
interest saved
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