Loan Comparison: 2.69% vs 6.5%
25084 Pinewood, Aurora, CO 80016 · 5bd/4ba · $735,000
List Price
$735,000
Assumable Rate
2.69%
Remaining Balance
$383,936
Equity Gap
$350,138
Loan Type
FHAAdjust Your Scenario
$36,750
$36,750$350,138
8.50%
5%10%
Second mortgage rate on the equity gap
Conventional Rate: 6.5% (30yr fixed)
Assumable Rate: 2.69% (FHA)
Blended Rate: 5.30%
Monthly Payment Comparison
New Conventional @ 6.5%
$4,413/moAssumable @ 2.69% + gap loan
$3,965/moAssumed loan: $1,555/mo
Gap financing: $2,410/mo
$449less per month with the assumable
Your Savings on This Property
25084 Pinewood, Aurora · 2.69% FHA vs 6.5% conventional
$449
per month
$5,382
per year
$161,468
over 30 years
$160,542
interest saved
How gap financing works: The equity gap ($350,138) is the difference between the home price and the remaining loan balance. You cover this with a down payment ($36,750, 5% of purchase price) and a second mortgage for the rest ($313,388 at 8.5%). Even with two payments, the blended cost is typically much lower than a new conventional loan. We work with lenders who specialize in assumption gap financing.
🏠
Back to This Listing
View photos, details, and request a showing for 25084 Pinewood.
View Listing Details📈
Interested in This Home?
Get full loan details and schedule a showing. Free, no obligation.