🏠The Assumable Guy

Loan Comparison: 3% vs 6.5%

11081 Trojan, Westminster, CO 80031 · 3bd/3ba · $545,000

List Price
$545,000
Assumable Rate
3%
Remaining Balance
$675,000
Equity Gap
$-130,000
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($-130,000) is less than 5% of the purchase price ($27,250). Your down payment covers the full gap with no second mortgage required.

Down Payment
$-130,000
Effective Rate
3%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$3,273/mo
Assumable @ 3%
$2,846/mo
$427less per month with the assumable

Your Savings on This Property

11081 Trojan, Westminster · 3% FHA vs 6.5% conventional

$427
per month
$5,120
per year
$153,614
over 30 years
$310,864
interest saved
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