🏠The Assumable Guy

Loan Comparison: 5.3% vs 6.5%

1408 Kiva, Pueblo, CO 81007 · 5bd/3ba · $622,900

List Price
$622,900
Assumable Rate
5.3%
Remaining Balance
$600,001
Equity Gap
$22,898
Loan Type
VA

No Secondary Financing Needed

The equity gap on this property ($22,898) is less than 5% of the purchase price ($31,145). Your down payment covers the full gap with no second mortgage required.

Down Payment
$22,898
Effective Rate
5.3%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$3,740/mo
Assumable @ 5.3%
$3,332/mo
$408less per month with the assumable

Your Savings on This Property

1408 Kiva, Pueblo · 5.3% VA vs 6.5% conventional

$408
per month
$4,902
per year
$147,046
over 30 years
$155,292
interest saved
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