🏠The Assumable Guy

Loan Comparison: 5.22% vs 6.5%

1121 12th, Greeley, CO 80631 · 3bd/1ba · $320,000

List Price
$320,000
Assumable Rate
5.22%
Remaining Balance
$331,922
Equity Gap
$-11,922
Loan Type
VA

No Secondary Financing Needed

The equity gap on this property ($-11,922) is less than 5% of the purchase price ($16,000). Your down payment covers the full gap with no second mortgage required.

Down Payment
$-11,922
Effective Rate
5.22%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$1,921/mo
Assumable @ 5.22%
$1,827/mo
$95less per month with the assumable

Your Savings on This Property

1121 12th, Greeley · 5.22% VA vs 6.5% conventional

$95
per month
$1,137
per year
$34,115
over 30 years
$62,037
interest saved
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