Loan Comparison: 3.54% vs 6.5%
1237 Carlyle Park, Highlands Ranch, CO 80129 · 2bd/2ba · $385,000
List Price
$385,000
Assumable Rate
3.54%
Remaining Balance
$120,325
Equity Gap
$264,675
Loan Type
VAAdjust Your Scenario
$19,250
$19,250$264,675
8.50%
5%10%
Second mortgage rate on the equity gap
Conventional Rate: 6.5% (30yr fixed)
Assumable Rate: 3.54% (VA)
Blended Rate: 6.87%
Monthly Payment Comparison
New Conventional @ 6.5%
$2,312/moAssumable @ 3.54% + gap loan
$2,430/moAssumed loan: $543/mo
Gap financing: $1,887/mo
Your Savings on This Property
1237 Carlyle Park, Highlands Ranch · 3.54% VA vs 6.5% conventional
$0
per month
$0
per year
$0
over 30 years
$0
interest saved
How gap financing works: The equity gap ($264,675) is the difference between the home price and the remaining loan balance. You cover this with a down payment ($19,250, 5% of purchase price) and a second mortgage for the rest ($245,425 at 8.5%). Even with two payments, the blended cost is typically much lower than a new conventional loan. We work with lenders who specialize in assumption gap financing.
🏠
Back to This Listing
View photos, details, and request a showing for 1237 Carlyle Park.
View Listing Details📈
Interested in This Home?
Get full loan details and schedule a showing. Free, no obligation.