🏠The Assumable Guy

Loan Comparison: 2.18% vs 6.5%

4481 Pioneer, Greeley, CO 80634 · 2bd/2ba · $395,000

List Price
$395,000
Assumable Rate
2.18%
Remaining Balance
$423,119
Equity Gap
$-28,119
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($-28,119) is less than 5% of the purchase price ($19,750). Your down payment covers the full gap with no second mortgage required.

Down Payment
$-28,119
Effective Rate
2.18%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$2,372/mo
Assumable @ 2.18%
$1,602/mo
$770less per month with the assumable

Your Savings on This Property

4481 Pioneer, Greeley · 2.18% FHA vs 6.5% conventional

$770
per month
$9,235
per year
$277,036
over 30 years
$324,905
interest saved
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