🏠The Assumable Guy

Loan Comparison: 5.41% vs 6.5%

7315 Colonial, Fountain, CO 80817 · 4bd/2ba · $389,000

List Price
$389,000
Assumable Rate
5.41%
Remaining Balance
$394,011
Equity Gap
$-5,011
Loan Type
VA

No Secondary Financing Needed

The equity gap on this property ($-5,011) is less than 5% of the purchase price ($19,450). Your down payment covers the full gap with no second mortgage required.

Down Payment
$-5,011
Effective Rate
5.41%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$2,336/mo
Assumable @ 5.41%
$2,215/mo
$121less per month with the assumable

Your Savings on This Property

7315 Colonial, Fountain · 5.41% VA vs 6.5% conventional

$121
per month
$1,450
per year
$43,507
over 30 years
$67,968
interest saved
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