🏠The Assumable Guy

Loan Comparison: 5.23% vs 6.5%

19596 Sunset, Centennial, CO 80015 · 2bd/2ba · $464,500

List Price
$464,500
Assumable Rate
5.23%
Remaining Balance
$491,753
Equity Gap
$-27,253
Loan Type
VA

No Secondary Financing Needed

The equity gap on this property ($-27,253) is less than 5% of the purchase price ($23,225). Your down payment covers the full gap with no second mortgage required.

Down Payment
$-27,253
Effective Rate
5.23%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$2,789/mo
Assumable @ 5.23%
$2,709/mo
$80less per month with the assumable

Your Savings on This Property

19596 Sunset, Centennial · 5.23% VA vs 6.5% conventional

$80
per month
$957
per year
$28,717
over 30 years
$79,195
interest saved
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