🏠The Assumable Guy

Loan Comparison: 5.23% vs 6.5%

12912 Ironstone, Parker, CO 80134 · 2bd/1ba · $300,000

List Price
$300,000
Assumable Rate
5.23%
Remaining Balance
$310,607
Equity Gap
$-10,607
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($-10,607) is less than 5% of the purchase price ($15,000). Your down payment covers the full gap with no second mortgage required.

Down Payment
$-10,607
Effective Rate
5.23%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$1,801/mo
Assumable @ 5.23%
$1,711/mo
$90less per month with the assumable

Your Savings on This Property

12912 Ironstone, Parker · 5.23% FHA vs 6.5% conventional

$90
per month
$1,081
per year
$32,420
over 30 years
$58,027
interest saved
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