🏠The Assumable Guy

Loan Comparison: 2.96% vs 6.5%

850 21st, Greeley, CO 80631 · 5bd/3ba · $300,000

List Price
$300,000
Assumable Rate
2.96%
Remaining Balance
$319,829
Equity Gap
$-19,829
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($-19,829) is less than 5% of the purchase price ($15,000). Your down payment covers the full gap with no second mortgage required.

Down Payment
$-19,829
Effective Rate
2.96%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$1,801/mo
Assumable @ 2.96%
$1,342/mo
$460less per month with the assumable

Your Savings on This Property

850 21st, Greeley · 2.96% FHA vs 6.5% conventional

$460
per month
$5,518
per year
$165,554
over 30 years
$200,383
interest saved
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