🏠The Assumable Guy

Loan Comparison: 5.22% vs 6.5%

10772 Saco, Colorado Springs, CO 80925 · 3bd/3ba · $410,000

List Price
$410,000
Assumable Rate
5.22%
Remaining Balance
$392,513
Equity Gap
$17,487
Loan Type
VA

No Secondary Financing Needed

The equity gap on this property ($17,487) is less than 5% of the purchase price ($20,500). Your down payment covers the full gap with no second mortgage required.

Down Payment
$17,487
Effective Rate
5.22%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$2,462/mo
Assumable @ 5.22%
$2,160/mo
$302less per month with the assumable

Your Savings on This Property

10772 Saco, Colorado Springs · 5.22% VA vs 6.5% conventional

$302
per month
$3,621
per year
$108,620
over 30 years
$111,633
interest saved
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