🏠The Assumable Guy

Loan Comparison: 5.25% vs 6.5%

14700 104th, Commerce City, CO 80022 · 3bd/3ba · $360,000

List Price
$360,000
Assumable Rate
5.25%
Remaining Balance
$371,876
Equity Gap
$1,626
Loan Type
VA

No Secondary Financing Needed

The equity gap on this property ($1,626) is less than 5% of the purchase price ($18,000). Your down payment covers the full gap with no second mortgage required.

Down Payment
$1,626
Effective Rate
5.25%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$2,162/mo
Assumable @ 5.25%
$2,054/mo
$108less per month with the assumable

Your Savings on This Property

14700 104th, Commerce City · 5.25% VA vs 6.5% conventional

$108
per month
$1,298
per year
$38,937
over 30 years
$68,813
interest saved
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