🏠The Assumable Guy

Loan Comparison: 2.83% vs 6.5%

1345 Dogwood, Longmont, CO 80501 · 3bd/3ba · $299,000

List Price
$299,000
Assumable Rate
2.83%
Remaining Balance
$316,173
Equity Gap
$-17,173
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($-17,173) is less than 5% of the purchase price ($14,950). Your down payment covers the full gap with no second mortgage required.

Down Payment
$-17,173
Effective Rate
2.83%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$1,795/mo
Assumable @ 2.83%
$1,304/mo
$491less per month with the assumable

Your Savings on This Property

1345 Dogwood, Longmont · 2.83% FHA vs 6.5% conventional

$491
per month
$5,894
per year
$176,833
over 30 years
$208,956
interest saved
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