🏠The Assumable Guy

Loan Comparison: 5.22% vs 6.5%

1109 Sunrise, Brighton, CO 80603 · 4bd/3ba · $470,000

List Price
$470,000
Assumable Rate
5.22%
Remaining Balance
$486,051
Equity Gap
$12,091
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($12,091) is less than 5% of the purchase price ($23,500). Your down payment covers the full gap with no second mortgage required.

Down Payment
$12,091
Effective Rate
5.22%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$2,822/mo
Assumable @ 5.22%
$2,675/mo
$147less per month with the assumable

Your Savings on This Property

1109 Sunrise, Brighton · 5.22% FHA vs 6.5% conventional

$147
per month
$1,767
per year
$52,998
over 30 years
$92,549
interest saved
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