Loan Comparison: 2.96% vs 6.5%
18669 Stroh, Parker, CO 80134 · 2bd/2ba · $300,000
List Price
$300,000
Assumable Rate
2.96%
Remaining Balance
$238,224
Equity Gap
$61,776
Loan Type
VAAdjust Your Scenario
$15,000
$15,000$61,776
8.50%
5%10%
Second mortgage rate on the equity gap
Conventional Rate: 6.5% (30yr fixed)
Assumable Rate: 2.96% (VA)
Blended Rate: 3.87%
Monthly Payment Comparison
New Conventional @ 6.5%
$1,801/moAssumable @ 2.96% + gap loan
$1,359/moAssumed loan: $999/mo
Gap financing: $360/mo
$442less per month with the assumable
Your Savings on This Property
18669 Stroh, Parker · 2.96% VA vs 6.5% conventional
$442
per month
$5,310
per year
$159,299
over 30 years
$159,299
interest saved
How gap financing works: The equity gap ($61,776) is the difference between the home price and the remaining loan balance. You cover this with a down payment ($15,000, 5% of purchase price) and a second mortgage for the rest ($46,776 at 8.5%). Even with two payments, the blended cost is typically much lower than a new conventional loan. We work with lenders who specialize in assumption gap financing.
🏠
Back to This Listing
View photos, details, and request a showing for 18669 Stroh.
View Listing Details📈
Interested in This Home?
Get full loan details and schedule a showing. Free, no obligation.