🏠The Assumable Guy

Loan Comparison: 4.98% vs 6.5%

3320 Ammons, Lakewood, CO 80227 · 2bd/2ba · $310,000

List Price
$310,000
Assumable Rate
4.98%
Remaining Balance
$331,270
Equity Gap
$-21,270
Loan Type
VA

No Secondary Financing Needed

The equity gap on this property ($-21,270) is less than 5% of the purchase price ($15,500). Your down payment covers the full gap with no second mortgage required.

Down Payment
$-21,270
Effective Rate
4.98%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$1,861/mo
Assumable @ 4.98%
$1,774/mo
$87less per month with the assumable

Your Savings on This Property

3320 Ammons, Lakewood · 4.98% VA vs 6.5% conventional

$87
per month
$1,046
per year
$31,377
over 30 years
$68,147
interest saved
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