Loan Comparison: 2.66% vs 6.5%
10932 Huron Peak, Peyton, CO 80831 · 5bd/3ba · $595,000
List Price
$595,000
Assumable Rate
2.66%
Remaining Balance
$44,884
Equity Gap
$550,115
Loan Type
VAAdjust Your Scenario
$29,750
$29,750$550,115
8.50%
5%10%
Second mortgage rate on the equity gap
Conventional Rate: 6.5% (30yr fixed)
Assumable Rate: 2.66% (VA)
Blended Rate: 8.04%
Monthly Payment Comparison
New Conventional @ 6.5%
$3,573/moAssumable @ 2.66% + gap loan
$4,182/moAssumed loan: $181/mo
Gap financing: $4,001/mo
Your Savings on This Property
10932 Huron Peak, Peyton · 2.66% VA vs 6.5% conventional
$0
per month
$0
per year
$0
over 30 years
$0
interest saved
How gap financing works: The equity gap ($550,115) is the difference between the home price and the remaining loan balance. You cover this with a down payment ($29,750, 5% of purchase price) and a second mortgage for the rest ($520,365 at 8.5%). Even with two payments, the blended cost is typically much lower than a new conventional loan. We work with lenders who specialize in assumption gap financing.
🏠
Back to This Listing
View photos, details, and request a showing for 10932 Huron Peak.
View Listing Details📈
Interested in This Home?
Get full loan details and schedule a showing. Free, no obligation.