🏠The Assumable Guy

Loan Comparison: 4.98% vs 6.5%

3523 Indigo Ridge, Colorado Springs, CO 80910 · 3bd/3ba · $320,000

List Price
$320,000
Assumable Rate
4.98%
Remaining Balance
$322,799
Equity Gap
$-2,799
Loan Type
VA

No Secondary Financing Needed

The equity gap on this property ($-2,799) is less than 5% of the purchase price ($16,000). Your down payment covers the full gap with no second mortgage required.

Down Payment
$-2,799
Effective Rate
4.98%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$1,921/mo
Assumable @ 4.98%
$1,729/mo
$193less per month with the assumable

Your Savings on This Property

3523 Indigo Ridge, Colorado Springs · 4.98% VA vs 6.5% conventional

$193
per month
$2,311
per year
$69,327
over 30 years
$88,126
interest saved
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