🏠The Assumable Guy

Loan Comparison: 5.23% vs 6.5%

7647 Black Bear, Colorado Springs, CO 80922 · 2bd/2ba · $250,000

List Price
$250,000
Assumable Rate
5.23%
Remaining Balance
$261,588
Equity Gap
$-11,588
Loan Type
VA

No Secondary Financing Needed

The equity gap on this property ($-11,588) is less than 5% of the purchase price ($12,500). Your down payment covers the full gap with no second mortgage required.

Down Payment
$-11,588
Effective Rate
5.23%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$1,501/mo
Assumable @ 5.23%
$1,441/mo
$60less per month with the assumable

Your Savings on This Property

7647 Black Bear, Colorado Springs · 5.23% VA vs 6.5% conventional

$60
per month
$719
per year
$21,565
over 30 years
$45,653
interest saved
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