🏠The Assumable Guy

Loan Comparison: 3.75% vs 6.5%

1013 Gabriella, Berthoud, CO 80513 · 4bd/3ba · $700,000

List Price
$700,000
Assumable Rate
3.75%
Remaining Balance
$723,331
Equity Gap
$-23,331
Loan Type
VA

No Secondary Financing Needed

The equity gap on this property ($-23,331) is less than 5% of the purchase price ($35,000). Your down payment covers the full gap with no second mortgage required.

Down Payment
$-23,331
Effective Rate
3.75%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$4,203/mo
Assumable @ 3.75%
$3,350/mo
$853less per month with the assumable

Your Savings on This Property

1013 Gabriella, Berthoud · 3.75% VA vs 6.5% conventional

$853
per month
$10,241
per year
$307,222
over 30 years
$365,553
interest saved
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