🏠The Assumable Guy

Loan Comparison: 3.75% vs 6.5%

1013 Gabriella, Berthoud, CO 80513 · 4bd/3ba · $740,000

List Price
$740,000
Assumable Rate
3.75%
Remaining Balance
$723,331
Equity Gap
$16,669
Loan Type
VA

No Secondary Financing Needed

The equity gap on this property ($16,669) is less than 5% of the purchase price ($37,000). Your down payment covers the full gap with no second mortgage required.

Down Payment
$16,669
Effective Rate
3.75%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$4,443/mo
Assumable @ 3.75%
$3,350/mo
$1,094less per month with the assumable

Your Savings on This Property

1013 Gabriella, Berthoud · 3.75% VA vs 6.5% conventional

$1,094
per month
$13,123
per year
$393,689
over 30 years
$414,020
interest saved
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