Loan Comparison: 2.9% vs 6.5%
15723 Warner, Denver, CO 80239 · 3bd/3ba · $530,000
List Price
$530,000
Assumable Rate
2.9%
Remaining Balance
$434,846
Equity Gap
$159,751
Loan Type
VAAdjust Your Scenario
$26,500
$26,500$159,751
8.50%
5%10%
Second mortgage rate on the equity gap
Conventional Rate: 6.5% (30yr fixed)
Assumable Rate: 2.9% (VA)
Blended Rate: 4.21%
Monthly Payment Comparison
New Conventional @ 6.5%
$3,182/moAssumable @ 2.9% + gap loan
$2,835/moAssumed loan: $1,810/mo
Gap financing: $1,025/mo
$348less per month with the assumable
Your Savings on This Property
15723 Warner, Denver · 2.9% VA vs 6.5% conventional
$348
per month
$4,175
per year
$125,251
over 30 years
$189,848
interest saved
How gap financing works: The equity gap ($159,751) is the difference between the home price and the remaining loan balance. You cover this with a down payment ($26,500, 5% of purchase price) and a second mortgage for the rest ($133,251 at 8.5%). Even with two payments, the blended cost is typically much lower than a new conventional loan. We work with lenders who specialize in assumption gap financing.
🏠
Back to This Listing
View photos, details, and request a showing for 15723 Warner.
View Listing Details📈
Interested in This Home?
Get full loan details and schedule a showing. Free, no obligation.