🏠The Assumable Guy

Loan Comparison: 4.17% vs 6.5%

1030 Macdavidson, Dacono, CO 80514 · 3bd/2ba · $240,000

List Price
$240,000
Assumable Rate
4.17%
Remaining Balance
$257,427
Equity Gap
$-17,427
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($-17,427) is less than 5% of the purchase price ($12,000). Your down payment covers the full gap with no second mortgage required.

Down Payment
$-17,427
Effective Rate
4.17%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$1,441/mo
Assumable @ 4.17%
$1,254/mo
$187less per month with the assumable

Your Savings on This Property

1030 Macdavidson, Dacono · 4.17% FHA vs 6.5% conventional

$187
per month
$2,241
per year
$67,232
over 30 years
$96,659
interest saved
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