🏠The Assumable Guy

Loan Comparison: 4.17% vs 6.5%

5560 Whimsical, Colorado Springs, CO 80917 · 3bd/2ba · $415,000

List Price
$415,000
Assumable Rate
4.17%
Remaining Balance
$396,112
Equity Gap
$19,579
Loan Type
VA

No Secondary Financing Needed

The equity gap on this property ($19,579) is less than 5% of the purchase price ($20,750). Your down payment covers the full gap with no second mortgage required.

Down Payment
$19,579
Effective Rate
4.17%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$2,492/mo
Assumable @ 4.17%
$1,930/mo
$562less per month with the assumable

Your Savings on This Property

5560 Whimsical, Colorado Springs · 4.17% VA vs 6.5% conventional

$562
per month
$6,742
per year
$202,249
over 30 years
$204,111
interest saved
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