🏠The Assumable Guy

Loan Comparison: 4.98% vs 6.5%

12928 Ironstone, Parker, CO 80134 · 2bd/1ba · $305,000

List Price
$305,000
Assumable Rate
4.98%
Remaining Balance
$313,186
Equity Gap
$-8,186
Loan Type
VA

No Secondary Financing Needed

The equity gap on this property ($-8,186) is less than 5% of the purchase price ($15,250). Your down payment covers the full gap with no second mortgage required.

Down Payment
$-8,186
Effective Rate
4.98%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$1,831/mo
Assumable @ 4.98%
$1,677/mo
$154less per month with the assumable

Your Savings on This Property

12928 Ironstone, Parker · 4.98% VA vs 6.5% conventional

$154
per month
$1,848
per year
$55,437
over 30 years
$78,873
interest saved
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