Loan Comparison: 2.76% vs 6.5%
13251 Wild Basin, Broomfield, CO 80020 · 5bd/4ba · $1,125,000
List Price
$1,125,000
Assumable Rate
2.76%
Remaining Balance
$816,102
Equity Gap
$308,897
Loan Type
VAAdjust Your Scenario
$56,250
$56,250$308,897
8.50%
5%10%
Second mortgage rate on the equity gap
Conventional Rate: 6.5% (30yr fixed)
Assumable Rate: 2.76% (VA)
Blended Rate: 4.12%
Monthly Payment Comparison
New Conventional @ 6.5%
$6,755/moAssumable @ 2.76% + gap loan
$5,279/moAssumed loan: $3,336/mo
Gap financing: $1,943/mo
$1,477less per month with the assumable
Your Savings on This Property
13251 Wild Basin, Broomfield · 2.76% VA vs 6.5% conventional
$1,477
per month
$17,719
per year
$531,576
over 30 years
$531,575
interest saved
How gap financing works: The equity gap ($308,897) is the difference between the home price and the remaining loan balance. You cover this with a down payment ($56,250, 5% of purchase price) and a second mortgage for the rest ($252,647 at 8.5%). Even with two payments, the blended cost is typically much lower than a new conventional loan. We work with lenders who specialize in assumption gap financing.
🏠
Back to This Listing
View photos, details, and request a showing for 13251 Wild Basin.
View Listing Details📈
Interested in This Home?
Get full loan details and schedule a showing. Free, no obligation.