🏠The Assumable Guy

Loan Comparison: 4.98% vs 6.5%

6149 Mumford, Colorado Springs, CO 80925 · 3bd/3ba · $438,500

List Price
$438,500
Assumable Rate
4.98%
Remaining Balance
$417,861
Equity Gap
$20,639
Loan Type
VA

No Secondary Financing Needed

The equity gap on this property ($20,639) is less than 5% of the purchase price ($21,925). Your down payment covers the full gap with no second mortgage required.

Down Payment
$20,639
Effective Rate
4.98%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$2,633/mo
Assumable @ 4.98%
$2,238/mo
$395less per month with the assumable

Your Savings on This Property

6149 Mumford, Colorado Springs · 4.98% VA vs 6.5% conventional

$395
per month
$4,740
per year
$142,191
over 30 years
$143,477
interest saved
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