🏠The Assumable Guy

Loan Comparison: 5.23% vs 6.5%

5775 29th, Greeley, CO 80634 · 2bd/1ba · $285,000

List Price
$285,000
Assumable Rate
5.23%
Remaining Balance
$296,900
Equity Gap
$354
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($354) is less than 5% of the purchase price ($14,250). Your down payment covers the full gap with no second mortgage required.

Down Payment
$354
Effective Rate
5.23%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$1,711/mo
Assumable @ 5.23%
$1,636/mo
$76less per month with the assumable

Your Savings on This Property

5775 29th, Greeley · 5.23% FHA vs 6.5% conventional

$76
per month
$906
per year
$27,183
over 30 years
$53,333
interest saved
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