🏠The Assumable Guy

Loan Comparison: 5.23% vs 6.5%

5775 29th, Greeley, CO 80634 · 2bd/1ba · $285,000

List Price
$285,000
Assumable Rate
5.23%
Remaining Balance
$284,226
Equity Gap
$774
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($774) is less than 5% of the purchase price ($14,250). Your down payment covers the full gap with no second mortgage required.

Down Payment
$774
Effective Rate
5.23%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$1,711/mo
Assumable @ 5.23%
$1,566/mo
$145less per month with the assumable

Your Savings on This Property

5775 29th, Greeley · 5.23% FHA vs 6.5% conventional

$145
per month
$1,744
per year
$52,321
over 30 years
$65,797
interest saved
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