🏠The Assumable Guy

Loan Comparison: 3.45% vs 6.5%

7855 Kalispell, Englewood, CO 80112 · 3bd/2ba · $310,000

List Price
$310,000
Assumable Rate
3.45%
Remaining Balance
$367,521
Equity Gap
$-57,521
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($-57,521) is less than 5% of the purchase price ($15,500). Your down payment covers the full gap with no second mortgage required.

Down Payment
$-57,521
Effective Rate
3.45%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$1,861/mo
Assumable @ 3.45%
$1,640/mo
$221less per month with the assumable

Your Savings on This Property

7855 Kalispell, Englewood · 3.45% FHA vs 6.5% conventional

$221
per month
$2,656
per year
$79,685
over 30 years
$152,706
interest saved
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