🏠The Assumable Guy

Loan Comparison: 5.22% vs 6.5%

1667 31st, Greeley, CO 80634 · 2bd/2ba · $299,999

List Price
$299,999
Assumable Rate
5.22%
Remaining Balance
$304,318
Equity Gap
$4,817
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($4,817) is less than 5% of the purchase price ($15,000). Your down payment covers the full gap with no second mortgage required.

Down Payment
$4,817
Effective Rate
5.22%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$1,801/mo
Assumable @ 5.22%
$1,675/mo
$127less per month with the assumable

Your Savings on This Property

1667 31st, Greeley · 5.22% FHA vs 6.5% conventional

$127
per month
$1,519
per year
$45,570
over 30 years
$64,889
interest saved
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