🏠The Assumable Guy

Loan Comparison: 4.01% vs 6.5%

3351 Field, Lakewood, CO 80227 · 2bd/1ba · $245,000

List Price
$245,000
Assumable Rate
4.01%
Remaining Balance
$296,143
Equity Gap
$-51,143
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($-51,143) is less than 5% of the purchase price ($12,250). Your down payment covers the full gap with no second mortgage required.

Down Payment
$-51,143
Effective Rate
4.01%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$1,471/mo
Assumable @ 4.01%
$1,416/mo
$56less per month with the assumable

Your Savings on This Property

3351 Field, Lakewood · 4.01% FHA vs 6.5% conventional

$56
per month
$667
per year
$20,015
over 30 years
$83,408
interest saved
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