🏠The Assumable Guy

Loan Comparison: 5.51% vs 6.5%

2025 Greenwood, Pueblo, CO 81003 · 2bd/1ba · $220,000

List Price
$220,000
Assumable Rate
5.51%
Remaining Balance
$222,182
Equity Gap
$-2,182
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($-2,182) is less than 5% of the purchase price ($11,000). Your down payment covers the full gap with no second mortgage required.

Down Payment
$-2,182
Effective Rate
5.51%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$1,321/mo
Assumable @ 5.51%
$1,263/mo
$58less per month with the assumable

Your Savings on This Property

2025 Greenwood, Pueblo · 5.51% FHA vs 6.5% conventional

$58
per month
$697
per year
$20,917
over 30 years
$34,099
interest saved
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