Loan Comparison: 3.76% vs 6.5%
9387 Branham, Parker, CO 80134 · 5bd/4ba · $715,000
List Price
$715,000
Assumable Rate
3.76%
Remaining Balance
$525,873
Equity Gap
$191,093
Loan Type
VAAdjust Your Scenario
$35,750
$35,750$191,093
8.50%
5%10%
Second mortgage rate on the equity gap
Conventional Rate: 6.5% (30yr fixed)
Assumable Rate: 3.76% (VA)
Blended Rate: 4.84%
Monthly Payment Comparison
New Conventional @ 6.5%
$4,293/moAssumable @ 3.76% + gap loan
$3,633/moAssumed loan: $2,438/mo
Gap financing: $1,194/mo
$660less per month with the assumable
Your Savings on This Property
9387 Branham, Parker · 3.76% VA vs 6.5% conventional
$660
per month
$7,926
per year
$237,774
over 30 years
$239,740
interest saved
How gap financing works: The equity gap ($191,093) is the difference between the home price and the remaining loan balance. You cover this with a down payment ($35,750, 5% of purchase price) and a second mortgage for the rest ($155,343 at 8.5%). Even with two payments, the blended cost is typically much lower than a new conventional loan. We work with lenders who specialize in assumption gap financing.
🏠
Back to This Listing
View photos, details, and request a showing for 9387 Branham.
View Listing Details📈
Interested in This Home?
Get full loan details and schedule a showing. Free, no obligation.