🏠The Assumable Guy

Loan Comparison: 4.17% vs 6.5%

3579 Barkwood, Johnstown, CO 80534 · 2bd/3ba · $400,000

List Price
$400,000
Assumable Rate
4.17%
Remaining Balance
$381,176
Equity Gap
$18,824
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($18,824) is less than 5% of the purchase price ($20,000). Your down payment covers the full gap with no second mortgage required.

Down Payment
$18,824
Effective Rate
4.17%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$2,402/mo
Assumable @ 4.17%
$1,857/mo
$545less per month with the assumable

Your Savings on This Property

3579 Barkwood, Johnstown · 4.17% FHA vs 6.5% conventional

$545
per month
$6,534
per year
$196,024
over 30 years
$197,200
interest saved
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