Loan Comparison: 2.68% vs 6.5%
9967 Keating, Peyton, CO 80831 · 5bd/3ba · $647,000
List Price
$647,000
Assumable Rate
2.68%
Remaining Balance
$271,604
Equity Gap
$374,755
Loan Type
VAAdjust Your Scenario
$32,350
$32,350$374,755
8.50%
5%10%
Second mortgage rate on the equity gap
Conventional Rate: 6.5% (30yr fixed)
Assumable Rate: 2.68% (VA)
Blended Rate: 5.93%
Monthly Payment Comparison
New Conventional @ 6.5%
$3,885/moAssumable @ 2.68% + gap loan
$3,732/moAssumed loan: $1,099/mo
Gap financing: $2,633/mo
$153less per month with the assumable
Your Savings on This Property
9967 Keating, Peyton · 2.68% VA vs 6.5% conventional
$153
per month
$1,841
per year
$55,243
over 30 years
$54,602
interest saved
How gap financing works: The equity gap ($374,755) is the difference between the home price and the remaining loan balance. You cover this with a down payment ($32,350, 5% of purchase price) and a second mortgage for the rest ($342,405 at 8.5%). Even with two payments, the blended cost is typically much lower than a new conventional loan. We work with lenders who specialize in assumption gap financing.
🏠
Back to This Listing
View photos, details, and request a showing for 9967 Keating.
View Listing Details📈
Interested in This Home?
Get full loan details and schedule a showing. Free, no obligation.