🏠The Assumable Guy

Loan Comparison: 4.75% vs 6.5%

24171 54th, Aurora, CO 80019 · 3bd/4ba · $399,990

List Price
$399,990
Assumable Rate
4.75%
Remaining Balance
$424,165
Equity Gap
$-24,175
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($-24,175) is less than 5% of the purchase price ($20,000). Your down payment covers the full gap with no second mortgage required.

Down Payment
$-24,175
Effective Rate
4.75%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$2,402/mo
Assumable @ 4.75%
$2,213/mo
$189less per month with the assumable

Your Savings on This Property

24171 54th, Aurora · 4.75% FHA vs 6.5% conventional

$189
per month
$2,270
per year
$68,095
over 30 years
$112,270
interest saved
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